Perspectives

Point of view, dated and argued

Essays on how value gets created with data, software, and AI in the companies sponsors and lenders back. Each essay is dated and signed by the firm.

  1. March 12, 2024 · Nobel Link

    The redesign is the value creation

    Electricity and the network paid off for those who rebuilt the work around them. AI is next.

  2. September 17, 2024 · Nobel Link

    Underwrite AI like any capital expense

    A cost, a timeline, a return you can attribute, and a point where you stop. Anything less is a pilot.

  3. May 6, 2025 · Nobel Link

    The improvement has to survive the operator

    Buyers pay for gains that keep running after the people who made them leave.

  4. February 10, 2026 · Nobel Link

    Fix borrower reporting at the source

    A monitoring platform can only be as good as the borrower data it reads.

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