Perspectives

Point of view, dated and argued

Essays on how value gets created with data, software, and AI in the companies sponsors and lenders back. Each essay is dated and signed by the firm.

1. October 25, 2026 · Nobel Link

   The redesign is the value creation

   Electricity and the network paid off for those who rebuilt the work around them. AI is next.

2. October 25, 2026 · Nobel Link

   Underwrite AI like any capital expense

   A cost, a timeline, a return you can attribute, and a point where you stop. Anything less is a pilot.

3. October 25, 2026 · Nobel Link

   The improvement has to survive the operator

   Buyers pay for gains that keep running after the people who made them leave.

4. October 25, 2026 · Nobel Link

   Fix borrower reporting at the source

   A monitoring platform can only be as good as the borrower data it reads.